Frequently Asked Questions
Question: Does Olde Towne Title handle short sale and foreclosure transactions?
Answer: Yes — with over 100 years of combined experience Olde Towne Title has experience in all types of transactions. We have been through changing markets and have vast experience in these areas.
Question: Why do I need Title Insurance?
Answer: Owning Real Estate is one of the most precious freedoms enjoyed in our country. Title Insurance is essential for protecting your real estate investment.
When Obtaining a loan for the purchase of your home, the lender will require you to purchase a Lender’s Title Insurance Policy, on their behalf, in order to protect their investment. Your investment deserves the same protection! An Owner’s Title Insurance Policy will protect your investment in your real property against loss created by a multitude of causes, such as:
- Undisclosed Heirs
- Recording Errors
- Unmarketable Title
- Mechanics Liens
- See the Comparison of Coverages for More!
In addition to these items, your Owner’s Title Insurance Policy will pay all Attorney’s fees related to the defense of the claim against the title to your home.
Question: What is the difference between a Standard Title Policy and the Enhanced Eagle Policy?
Answer: See a comparison
Question: What do I need to bring to Settlement?
- A valid Drivers License or Government Issued Photo ID.
- Certified Bank Check.
- Copy of Home Owners Insurance.